Licensed Insurance Brokers in St. Louis

Medicare is specially for seniors and other Medicare beneficiaries. At Jain Insurance Agency, we understand the importance of finding the right Medicare option that fits your unique needs.

Medicare Annual Enrollment Period Ends in

  • -DAYS-
  • -HOURS-
  • -MINUTES-
  • -SECONDS-

What is Medicare?

Medicare was established under the Social Security Act in 1965, to provide insurance for all U.S. citizens aged 65 and older, as well as Medicare beneficiaries, regardless of their income or medical history. If you are a United States citizen who is 65 or older, or a Medicare beneficiary, you are eligible to enroll in Original Medicare. Medicare is designed to cover various treatments for senior citizens and Medicare beneficiaries.

Understanding the coverage of all the parts and enrolling in the right Medicare option might be tough for you as an individual, given that everyone has unique needs and coverage. That’s where the Jain Insurance Agency can help. As Licensed Insurance Brokers in St. Louis, we will sit with you, understand your needs, and help you choose the right Medicare option that suits your needs.

Coverage You Can Count On

At Jain Insurance Agency, we understand that choosing the right Medicare option can be overwhelming for seniors. With so many options and complex information to consider, it's no surprise that many people feel confused and uncertain. That's why we're here to help. Our mission is to provide seniors with clear and concise information about Medicare, so they can make informed decisions that meet their needs.

We believe navigating the Medicare Healthcare system should be easy. We understand because we see and hear from so many seniors and medicare beneficiaries who are bombarded with literature and television advertisements. Our insurance brokers have successfully helped over 10,000 seniors like you, in Missouri and Illinois, find the right coverage and price.

So…stop feeling uncertain and alone and instead spend more time on the things you enjoy!

Different Parts Of Medicare

Original Medicare Parts A and B cover most medically necessary services and supplies in hospitals, doctors’ offices, and other healthcare facilities. Original Medicare doesn’t cover some benefits like eye exams, most dental care, and routine exams. You can get the additional services according to your medical needs by either purchasing Part C or Part D.

Medicare Advantage Plans
Medicare: Part A
Medicare Part A is a fundamental component of Original Medicare that primarily covers inpatient hospital care. This includes services like semi-private rooms, meals, and general nursing care during a hospital stay. Additionally, Part A covers skilled nursing facility care, hospice care, and limited home health care services.
Medicare Supplement Plans
Medicare: Part B
Medicare Part B complements Part A by covering outpatient care and medical services. This includes doctor visits, preventive services, outpatient procedures, and some home health care. Part B also covers medical supplies and certain medications administered in a clinical setting. Unlike Part A, Part B usually requires a monthly premium, which varies depending on the beneficiary's income.
Part D Coverage
Medicare: Part C
Medicare Part C, also known as Medicare Advantage, is an alternative to Original Medicare (Parts A and B). These plans are offered by private insurance companies approved by Medicare and provide all the benefits of Part A and Part B, often including additional services like vision, dental, hearing, and prescription drug coverage. Medicare Advantage plans typically have networks of doctors and hospitals that beneficiaries must use to get the lowest costs.
Medicare: Part D
Medicare Part D provides prescription drug coverage to help beneficiaries manage the cost of their medications. Offered by private insurers, Part D plans cover a wide range of prescription drugs, including many commonly used medications. Beneficiaries choose a plan based on the medications they take, ensuring that their prescriptions are covered at an affordable rate.

Jain Insurance Agency's Medicare Guide - 2025

Confused with all the jargon involved with Medicare? Fret not, for Jain Insurance Agency can help. Our licensed insurance agents have curated a guide for Medicare that can help you understand how Medicare works.

Jain Insurance Agency's Medicare Guide

Why Choose Jain Insurance Agency as Your Licensed Insurance Brokers in St. Louis?

Our main goal is to make sure that you get the plan that you need and deserve. Some might suggest that Medicare can be confusing. But, that is simply not the case. With the right Medicare by your side, you can be rest assured to get the right coverage. Our process is simple and effective. We take care of the paperwork while you relax.

Learn about your Medicare options

Choose the type of plan you want to explore.

Review plans with licensed insurance agents.

Get insured.

Are you thinking about your Medicare option? Ready to find your coverage? Let’s sit together and talk.

    Disclaimer

    We do not offer every plan available in your area. Currently, we represent various insurance providers that offer several products in your area. Please contact Medicare. gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

    This is a request for insurance. By submitting the form you authorize us to contact you. You may choose to opt-out at any time.

    Not connected with or endorsed by the U.S. government or the federal Medicare.

    Calling the number above will direct you to a licensed insurance agent.